00561naa#a2200181#i#450# EN\\bibl\113729 20260124165943.6 2658-3569 20251230b2025####ek#y0engy0150####ca RU Market and credit risk in the modern banking system Journal article Moscow Electronic science 2025 11 с. Journal article local Банковское дело. Банки. 336.71 Sidorov Andrey Alekseevich Igonina Tat'yana Romanovna e-integral.ru