TY  JOUR
TI  PERSONAL FINANCIAL PLANNING: CURRENT STATE AND METHODS OF BUDGET FORMATION
KW  financial literacy; personal finances; personal budget of income and expenses; family budget of income and expenses; "60% solution" method; four envelopes method; image of a financially literate citizen
JO  MOSCOW ECONOMIC JOURNAL
AU  Bayanova, O.V.
PY  2024
IS  9
PB  Electronic science