%0 Journal Article
%T PERSONAL FINANCIAL PLANNING: CURRENT STATE AND METHODS OF BUDGET FORMATION
%A Bayanova, O.V.
%K financial literacy; personal finances; personal budget of income and expenses; family budget of income and expenses; "60% solution" method; four envelopes method; image of a financially literate citizen
%J MOSCOW ECONOMIC JOURNAL
%D 2024
%N 9
%P 11
%I Electronic science